Free PPF Calculator | Unit Converters
Total Investment
₹22,50,000
Total Interest
₹18,18,209
Maturity Amount
₹40,68,209
How PPF Calculator Works
Enter PPF Details
Annual investment amount, time period, and current PPF interest rate
Calculate PPF Returns
Get instant PPF maturity amount, total interest, and investment breakdown
Common PPF Calculator Examples
| Annual Investment | Time Period | Interest Rate | Maturity Amount |
|---|---|---|---|
| ₹50,000 | 15 years | 7.1% | ₹12,68,590 |
| ₹1,00,000 | 15 years | 7.1% | ₹25,37,180 |
| ₹1,50,000 | 15 years | 7.1% | ₹38,05,770 |
| ₹1,50,000 | 20 years | 7.1% | ₹61,49,058 |
PPF Calculator Calculation Table
PPF Formula
Maturity Amount = P × [((1+r)^n - 1) / r] × (1+r)
Where: P = Annual Investment, r = Interest Rate, n = Number of Years
Total Investment
Annual Investment × Number of Years
Total Interest
Maturity Amount - Total Investment
Tax Benefits
EEE status - Exempt from tax
About PPF Calculator
Our PPF calculator helps you calculate your Public Provident Fund maturity amount easily. PPF is a popular tax-saving investment scheme in India. It offers great returns with tax benefits.
The PPF calculator uses the compound interest formula to show your maturity amount. You can see how much money you will get after 15 years. The calculator also shows total interest earned.
PPF investment has a lock-in period of 15 years. The current PPF interest rate is 7.1% per year. This rate is set by the government and can change every quarter.
PPF Calculator Benefits
Tax Benefits
PPF offers EEE tax benefits - investment, interest, and maturity are all tax-free
Safe Investment
PPF is backed by the Government of India, making it a very safe investment option
Good Returns
PPF offers attractive interest rates that are usually higher than bank fixed deposits
Loan Facility
You can take a loan against your PPF balance from the 3rd to 6th year
Partial Withdrawal
Partial withdrawal is allowed from the 7th year for specific purposes
Extension Option
You can extend your PPF account in blocks of 5 years after maturity
Frequently Asked Questions About PPF Calculator
What is PPF calculator?
PPF calculator is a free online tool that helps you calculate your Public Provident Fund maturity amount. It shows total investment, interest earned, and final maturity value.
What is the minimum and maximum PPF investment?
Minimum PPF investment is ₹500 per year and maximum is ₹1.5 lakh per financial year. You must invest at least ₹500 to keep your PPF account active.
Can I withdraw from PPF before 15 years?
Partial withdrawal is allowed from 7th year onwards for specific purposes like education, medical treatment, or home purchase. Loan facility is available from 3rd to 6th year.
What is the current PPF interest rate?
The current PPF interest rate is 7.1% per annum. This rate is reviewed by the government every quarter and may change based on market conditions.
How accurate is the PPF calculator?
Our PPF calculator is very accurate and uses the official compound interest formula. However, actual returns may vary if interest rates change during your investment period.